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Business Insurance

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For you as a business owner, liability exposures present themselves every day. From Slip & Fall Accidents and Defective Products to Employer's Liability Exposures, we've got you covered:

  • Commercial General Liability
  • Special Events Liability
  • Environmental Liability
  • Professional Liability
  • Directors & Officers Liability
  • Umbrella Liability
  • Employers Liability
  • Wrap Up Liability

Liability Insurance requires the insuring company to investigate All Claims that are alleged to have occurred due to negligent acts by the insured and employees. The insurer is obliged to pay all claims that may arise from such acts on behalf of the insured, for which they are legally liable.

Commercial General Liability

We can offer customized coverage that is broad enough to respond to the liability exposures of individuals, corporations, partnerships, societies such as clubs or religious organizations, and government bodies. This coverage can extend to include risks such as Bodily Injury & Property Damage, Personal Injury, Advertising Injury, Medical Payments, Tenants Legal Liability, Products Liability, Employers Liability, Non-Owned Automobile, and Completed Operations Liability.

Special Events Liability

Coverage is available for all your special event needs – concerts, fairs, parades, parties, multiple-day events, and more.

Environmental Liability

Environmental Exposures can result in major costs incurred to your company, including costs for cleanup, testing, monitoring, and treatment. Our brokers work with several specialized Environmental Insurers to bring you the most comprehensive coverage available to suit your business needs.

Professional Liability

Are you someone who faces a Professional Liability exposure? You can be affected if you are in the field of health care (including physicians, dentists, pharmacists, nurses, technicians and beauticians), or counseling (including lawyers, accountants, engineers, real estate).

The focus of this policy is to provide payment for damages arising out of the rendering or failure to render professional services.

Directors & Officers Liability

We are able to provide all the coverage you need for your For-Profit and Non-Profit Organizations. This Liability insurance can be purchased by your Board of Directors to protect against losses arising out of the potential failure to properly exercise legal duties.

Umbrella Liability

Looking for that bit of extra coverage? The Umbrella Policy is designed to respond after your primary policy has already responded to pay a loss. It provides excess limits as well as excess coverage.

In addition to those listed above, we can offer a full range of Liability Insurance to suit every business need. Contact one of our Commercial Insurance Representatives today for a more in depth review of your business liability exposures.

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